SANED Unemployment Benefit Calculator

This calculator does not decide your SANED entitlement

It applies the formula in Articles 11, 12, and 13 of the Unemployment Insurance Law after you confirm the eligibility conditions. The entitlement decision itself is made by GOSI under the law and its regulation.

Average monthly contributory wage (SAR)Per Article 11: one twenty-fourth of your contributory wages over the last 24 contribution months.Months to estimateThe maximum is 12 months per entitlement.Months already paid in this entitlementLeave 0 if this is the first claim of the current entitlement.

Is the entered figure truly the 24-month average, or a wage that stayed constant across them?

YesNo / not sure

I confirm I want a formula estimate assuming the eligibility conditions are met: involuntary loss of work, registration within 90 days, and the contribution months required for the claim (12 within 36 for a first claim, rising for later claims per Article 14).

Complete the fields and confirm the conditions to see the estimate.

An informational estimate of the statutory formula based on entered values — not an entitlement decision. Payment decisions, amounts, and timing come from the General Organization for Social Insurance. Unemployment Insurance Law — Bureau of Experts

The calculation runs on your device; entered values are not sent to any server.

The short answer

Article 11 of the Unemployment Insurance Law sets the benefit at 60% of the average monthly contributory wage for each of the first three months, and 50% for each month after. The cap is SAR 9,000 then SAR 7,500 per month, and the maximum duration is 12 months per entitlement. The calculator estimates the formula only and does not decide entitlement.

The statutory benefit formula

The calculator applies the Unemployment Insurance Law issued by Royal Decree M/18 dated 12/3/1435H:

Item	Rule	Article
Months 1–3	60% of the average wage, capped at SAR 9,000 per month	11 and 12
Months 4–12	50% of the average, capped at SAR 7,500 per month	11 and 12
Maximum duration	12 months per entitlement, and at most 12 months in any 24	13

The average wage is one twenty-fourth of your contributory wages over the last 24 contribution months. If you are not sure of the average, the calculator stops instead of guessing.

What the calculator does not decide

The entitlement decision itself is made by the General Organization for Social Insurance under the Article 8 conditions and the Article 14 contribution tiers. The tool also does not compute the top-up to the job-seek allowance where it applies (Article 12), because that allowance amount is set by a separate regulation.

At the end of an employment relationship, see the end-of-service calculator; for unpaid wages, see the unpaid wages guide.

The formula runs in the browser and no inputs are sent to any server.

Frequently asked questions

How is the average wage calculated for SANED?

Per Article 11, the average monthly wage is one twenty-fourth of the total contributory wages over the last twenty-four months of the contribution period.

How long is the SANED benefit paid?

The maximum is 12 months, continuous or broken, per entitlement — and no more than 12 months within any 24 consecutive months starting from the first payment, per Article 13.

What contribution months does a claim require?

A first claim requires at least 12 contribution months within the preceding 36; a second claim 18 months; a third 24 months; and any later claim 36 months within the preceding 48, per Article 14.

When does payment stop?

Article 15 stops it immediately in cases including: monthly income from work, not actively seeking work, skipping required training without an accepted excuse, leaving Saudi Arabia, or reaching sixty with a pension entitlement.

Official sources

Source	Article / reference	As of
Unemployment Insurance Law — Bureau of Experts at the Council of Ministers	Articles 8, 10, 11, 12, 13, 14, and 15	2026-07-13
SANED Law and Regulations — General Organization for Social Insurance	Unemployment insurance (SANED)	2026-07-13

Change log

2026-07-26Moved the GOSI citation from its homepage to the SANED law-and-regulations page. No figure or rule changed: every assertion in this tool and its engine was checked and traces to the text of the Unemployment Insurance Law already listed in sources, so the homepage was decoration rather than support.
2026-07-13Launched the on-device Articles 11-13 formula calculator with eligibility confirmations and a monthly schedule

Content on this site is general legal information, not legal advice, and is no substitute for consulting a licensed lawyer. We link you to official sources and do not represent any government body.

SANED Unemployment Benefit Calculator

This calculator does not decide your SANED entitlement

The statutory benefit formula

What the calculator does not decide

Related tools

Frequently asked questions

Official sources

Change log

This calculator does not decide your SANED entitlement